Frequently Asked Questions | Seven Corners, Inc. (2024)

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faq

What is travel insurance?

What type of travel insurance do I need?

Does my health insurance follow me when I travel?

Is there travel insurance for visitors traveling to the United States?

How do I choose a travel insurance plan?

Will my credit card provide coverage for me when I travel?

How much does travel insurance cost?

What are the most important considerations when you are buying travel insurance?

What documents do I receive when I buy a travel insurance plan?

What should I do if I lose my travel insurance documents?

What should I do if I need to make a change to my plan after I bought it?

What should I do if there is an emergency while I'm traveling?

What should I do if I need to extend my coverage for a longer time period?

How do I file a claim?

What is PHI?

Where are PHI forms located?

When do you need a PHI form?

When do you not need a PHI form?

Do you need a PHI form for children?

Can I authorize permission one-time to provide health insurance information?

What are covered reasons?

What is Cancel for Any Reason?

What are pre-existing conditions?

Are pre-existing conditions covered by trip protection plans?

What is my initial trip deposit date?

How much trip protection should I buy?

How do I cancel my travel insurance plan?

Can I put travelers on my trip protection plan who are not family members?

What steps do I take if I need to change my trip dates or other details?

What is a trip protection plan?

What is trip cancellation coverage?

What is trip interruption coverage?

What type of protection do Seven Corners Trip Protection plans provide for my belongings?

How do trip protection plans protect my trip cost?

What type of medical expenses do Seven Corners Trip Protection plans provide?

What does the trip delay benefit cover?

What are nonrefundable, prepaid trip costs?

Do I call you if I need to change my flight?

Are there travel destinations you do not cover?

Who can buy a trip protection plan?

What amount should I enter for trip cost when I buy a trip protection plan?

What can I do in the Seven Corners mobile app?

Can I extend my insurance coverage using the mobile app?

Where can I download the Seven Corners app?

Where can I seek medical help?

Does travel insurance cover physical activities and/or sporting activities?

What happens if I need to seek medical treatment on the weekend or late at night?

What should I do if I can't pay for my medical expenses while receiving treatment?

What is a guarantee of payment?

What if the local medical facilities cannot provide the medical treatment I need?

What should I do if my loved one has passed away?

How does a travel medical plan work with my domestic insurance when I'm traveling to a country outside of the U.S.?

If I am traveling overseas, do I have to contact Seven Corners first if I need medical care?

How expensive are medical costs abroad?

What is Travel Assistance?

Can you purchase travel insurance for a group?

Frequently Asked Questions | Seven Corners, Inc. (2024)

FAQs

Does Seven Corners travel insurance have a deductible? ›

You select a deductible when you buy a plan. Options for our Seven Corners Travel Medical plans range from $0 to $5,000. A higher deductible will lower your premium because you'll be responsible for absorbing more of the cost of your claim.

Is Seven Corners travel insurance primary or secondary? ›

The Seven Corners Trip Protection Basic plan provides secondary coverage, meaning it pays benefits after any valid primary insurance plan, which may include your U.S. health insurance, pays.

Who underwrites seven corners travel insurance? ›

Insurance Benefits are underwritten by Crum & Forster, SPC. Non-Insurance Travel Assistance Services: These are not insurance benefits. The 24-hour non-insurance assistance services are provided by Seven Corners, Inc. Plan Administrator: Claims are administered by Seven Corners, Inc.

How long has Seven Corners been in business? ›

How long has the company been in business? Seven Corners has been taking care of travelers all over the world since 1993. Our decades of experience is evidence of our commitment to customers.

What is not covered by travel insurance? ›

Reasonably foreseeable events. Known storms, epidemics, acts of war. Travel restrictions imposed by government authorities. Pre-existing conditions, unless the Premium plan is bought within the window for coverage.

Do travel insurance companies actually pay out? ›

Note that some travel insurance, especially trip-cancellation coverage, is reimbursem*nt-only: You'll pay out-of-pocket for your expenses, then submit the paperwork to your insurer to recoup your money. (If your trip gets canceled, don't expect insurers to refund policy premiums.)

Who owns Seven Corners travel insurance? ›

Co-founders Justin Tysdal and Jim Krampen started out working alone to reach their goal with one retail product. Now, still under Jim and Justin's leadership, the company has become an all-around, multifunctional organization of about 230 employees.

What is the best medical travel insurance? ›

The Best Travel Medical Insurance Plans for 2024
CompanyAverage Plan CostCOVID-19 Coverage
Faye EXPLORE PLANS$256Yes
International Medical Group EXPLORE PLANS$224Yes
AIG Travel Guard EXPLORE PLANS$237Yes, limited
Allianz Global Assistance EXPLORE PLANS$275Yes
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Does travel insurance cover medical costs upfront? ›

Travel insurance may pay your expenses upfront if you require emergency medical treatment or emergency transportation while traveling overseas.

Is Seven Corners insurance reputable? ›

We recommend the company as a good option for international travel. Seven Corners offers significant coverage limits and add-ons like cancel for any reason (CFAR) and trip interruption for any reason (IFAR). You can also add coverage for pre-existing medical conditions with some plan types.

Is Allianz a good travel insurance company? ›

Allianz is a popular choice among business travelers due to its AllTrips Executive travel insurance policy with coverage for lost, stolen or damaged business equipment and rental car insurance. Earning 4.1 out of 5 stars, our expert reviewers think Allianz is a great choice for international travel insurance.

What is the oldest travel insurance company? ›

The Travelers Insurance Company was founded in Hartford by James G. Batterson, a stone contractor who became aware for the first time of accident insurance for travelers (i.e., an early form of travel insurance) while traveling in England in 1859 from Leamington to London.

Why is it called seven corners? ›

The area got its name from the intersection of State Route 7 (Leesburg Pike and East Broad Street), U.S. Route 50 (Arlington Boulevard), State Route 613 (Sleepy Hollow Road), State Route 338 (Hillwood Avenue) and Wilson Boulevard (also part of State Route 613).

Who is the CEO of Seven Corners Inc? ›

Justin Tysdal brings more than 30 years of business leadership and insurance industry experience to his role as chief executive officer.

Which shape has seven corners? ›

A heptagon is a polygon that has seven sides. It is a closed figure having 7 vertices. A heptagon is also sometimes called Septagon.

Does travel insurance cover deductibles? ›

Most travel insurance providers allow you to choose your deductible amount from a pre-set number of options, starting at a zero deductible with limits increasing into the thousands of dollars. Important Tip - Not all travel insurance quotes are created equal.

Does Allianz travel insurance have a deductible? ›

No requirement for you to pay a deductible before your coverage kicks in. This is extremely vital and I advocate you never purchase a policy which requires s deductible for you to be covered for medical and dental emergency services. Be sure your policy includes Emergency Medical Transportation coverage.

Does travel insurance cover expenses? ›

Medical expenses — if you're injured or fall ill while you're away, this could pay towards healthcare. The cost of repatriation, or getting you home — if you're injured, become unwell or have a fatal accident. Lost or stolen passports, travel documents or money. Lost, damaged or delayed baggage.

Is travelers insurance tax deductible? ›

Qualifying Expenses for Deducting Travel Insurance

Whether you're taking a trip for a conference, meeting with clients, or scoping out new opportunities, as long as it's related to your business, the cost of travel insurance can be written off.

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