OUR BLOG
7 Things to Know About the Allianz 222 Annuity
If you are considering an annuity, you may have come across the Allianz 222 Annuity. This annuity offers a variety of benefits and features that may be appealing to certain investors. In this article, we will discuss seven things that you should know about the Allianz 222 Annuity.
What is the Allianz 222 Annuity?
The Allianz 222 Annuity is a fixed indexed annuity offered by Allianz Life Insurance Company of North America. It is designed to provide investors with a combination of principal protection and the potential for growth through interest credits linked to a market index.
How does it work?
The Allianz 222 Annuity allows investors to allocate funds to one or more index allocation options, which are linked to a market index such as the S&P 500. The interest credited to the annuity is based on the performance of the index, subject to certain caps and participation rates.
What are the benefits of the Allianz 222 Annuity?
The Allianz 222 Annuity offers several benefits, including:
- Principal protection: The annuity provides a minimum guaranteed interest rate and protects against market losses.
- Tax deferral: Investors can defer taxes on interest earned until they withdraw funds from the annuity.
- Income guarantees: The annuity offers a variety of income options, including lifetime income payments.
- Death benefit: The annuity includes a death benefit that can be paid to the investor’s beneficiary.
What are the fees associated with the annuity?
Like all annuities, the Allianz 222 Annuity has fees associated with it. These fees may include surrender charges, administrative fees, and rider fees for optional benefits such as income guarantees. It is important to understand the fees associated with the annuity before investing.
How does the Allianz 222 Annuity compare to other annuities?
The Allianz 222 Annuity is one of many annuity options available to investors. When considering an annuity, it is important to compare fees, benefits, and features across different products to determine which one is right for your needs.
Who is the this product best suited for?
The Allianz 222 Annuity may be a good option for investors who are looking for a combination of principal protection and the potential for growth through market-linked interest credits. It may also be a good option for investors who are looking for income guarantees or a death benefit.
What are the risks associated with the Allianz 222 Annuity?
Like all investments, the Allianz 222 Annuity comes with risks. These risks may include:
- Market risk: The interest credited to the annuity is based on the performance of the index, which can be volatile.
- Liquidity risk: The annuity may have surrender charges or other fees for early withdrawals.
The Allianz 222 Annuity offers a variety of benefits and features that may be appealing to certain investors. It is important to understand the risks and fees associated with the annuity before investing. As with all investments, it is recommended to consult with a financial advisor to determine if the Allianz 222 Annuity is right for your individual needs.
If you have any additional questions or need guidance in looking for an annuity, schedule a free consultation with our retirement specialists
Investment Advisory Services offered through Goldstone Financial Group, LLC (GFG), an SEC Registered Investment Advisor, 18W140 Butterfield Rd., 16th Floor, Oakbrook Terrace, IL 60181. Tel. 630-620-9300. Website: www.goldstonefinancialgroup.com
READY FOR THE NEXT STEP?
Contact Goldstone Financial Group Today To Start The Future You Want Tomorrow!
DISCLOSURES
Disclaimer
Privacy Policy
Terms of Use
Form ADV Part 2A and Form CRS
CORPORATE HEADQUARTERS
One Lincoln Centre18W140 Butterfield Rd16th FloorOakbrook Terrace, IL 60181
Phone: (630) 620-9300
contactus@goldstonefg.com
NASHVILLE
OFFICE LOCATIONS
Nashville, TN
Franklin, TN
Brentwood, TN
WISCONSIN
Milwaukee
OHIO
8075 Washington Village, Dr Dayton, OH 45458
8044 Montgomery Road, Cincinnati, OH 45236
300 E Business Way, Cincinnati, OH 45241
Copyright © 2024 Goldstone Financial Group
Website Powered by WGA Global & Simple SEO Group
Investment Advisory Services offered through Goldstone Financial Group, LLC a Registered Investment Advisor (GFG).
*Guarantees provided by insurance products are backed by the claims paying ability of the issuing carrier.
“The Changing Story of Retirement” report is provided for informational purposes only. It is not intended to provide tax or legal advice. By requesting this report you may be provided with information regarding the purchase of insurance and investment products in the future.
* Goldstone Financial Group utilizes third-party marketing firms to secure media and publication appearances. Features and appearances may be marketing paid for by Goldstone direct to the media channels and publications listed above. The network and publication appearances listed do not represent any endorsem*nt, level of expertise, recommendation, or any affiliation with Goldstone Financial Group.
Goldstone applied and paid an application fee to be considered for the Inc. 5000 Fastest Growing Companies. The award results were independently evaluated and determined by the Inc. 5000 criteria. Additional information regarding the Inc. 5000 program and full eligibility criteria can be found here.
Goldstone pays an annual fee to be part of the BBB Accreditation Program. The ratings/grades given to Goldstone are independently determined and provided by the BBB and their criteria standards. Additional information regarding the BBB and full details of its Accreditation Standards can be found here.
Goldstone was certified as a ‘Great Place to Work’ in March 2023 after a two-step process including anonymous employee surveys and a questionnaire regarding our workforce. A subscription fee was paid by Goldstone to access the survey website, but no fee was paid to receive the certification. Additional information regarding the Best Places to Work Award and the complete eligibility criteria can be found here.
Disclosures:
Privacy Policy
Terms of Use
Form CRS
Form ADV Part 2A
SCHEDULE YOUR COMPLIMENTARY REVIEW TODAY!