Many travel insurance policies won’t reimburse policy holders for stolen belongings that happened while you were under the influence of alcohol or drugs.
Travel agents sometimes offer insurance as part of a package or add-on. If they don’t, you can buy it separately.
Investing in a travel protection plan is recommended when traveling abroad. Even if you never have to file an insurance claim, having coverage offers peace of mind and lets you enjoy your vacation without worrying about the cost of unforeseen circ*mstances.
If you choose not to buy travel insurance, you assume the responsibility of paying for unexpected expenses during your trip. The most expensive of these is for repatriation — if you (or a medical professional) decide it’s in your best interest to relocate from a foreign country to your home country for the right medical care.
