Mexican Car Insurance for Californians | Cost-U-Less (2024)

FAQs

Does Mexican car insurance work in United States? ›

Mexpro's policies provide liability coverage that is required by law when driving in the United States, as well as medical expense coverage.

Yes, car insurance is required for visitors to Mexico, and your United States auto insurance policy won't be valid there. To be protected, you'll need a separate Mexico car insurance policy that covers you for liability while you're in the country.

Similar to car insurance policies in the U.S., Mexican car insurance costs will vary from provider to provider and from person to person. For most providers, rates can be anywhere between $1 to $70 per day depending on your length of stay and vehicle type; we'll do a deep dive into both below.

Mexico coverage refers to (1) the coverage provided under certain nonstandard automobile policies issued by US insurers for operation of an insured motor vehicle within Mexico, usually limited to a stated number of miles from the US border.

You're probably wondering if you can buy Mexican car insurance at the border. The short answer is, yes. But, what are the pros and cons of purchasing a policy at the border?

Unfortunately, regardless of how comprehensive your US insurance policy is, it won't cover you while driving in Mexico. Therefore, you must buy a separate insurance cover if you cross the border in your own car.

If you have imported your vehicle directly from another country (a direct import), you need to register the vehicle with DMV. To register your imported vehicle, you'll need: An out-of-state title (or other proof of ownership). Evidence that the vehicle has cleared customs.

Since U.S. liability insurance is invalid in Mexico, you'll need proof of Mexico auto insurance for a road trip south of the border. AAA can help you get what's required through one of Mexico's largest and most reputable insurance companies.

No, there's no such thing as a separate multi-state car insurance policy since a standard car insurance policy generally provides "out-of-state" coverage in all 50 states.

To have coverage while driving in Mexico, you need to buy a separate Mexico tourist auto policy. Mexico car insurance is competitively priced and offers customizable short-term or extended coverage options, including physical damage, liability, vandalism, partial theft, medical payments, roadside assistance, and more.

Can you get Mexican insurance on a rental car? ›

Mexican law requires this insurance to drive into Mexico. Mexico insurance can only be purchased at the rental counter and not online. Mexico insurance is offered at all locations in Arizona, California, New Mexico and Texas for the Hertz, Dollar and Thrifty brands.

Personal Liability Insurance, also referred to as Third-Party Insurance, is mandatory when renting a car in Mexico. You cannot rent a car without this coverage. Although this is the only obligatory type of insurance, it's not always enough. In fact, it's highly recommended to opt for additional coverage.

The GEICO Insurance Agency can help you get affordable insurance in Mexico. So, whether you need a policy for a few days, 6 months, or a year, you can get the coverage you need.

It is better to think of this as covering only your vehicle losses in Mexico, but it cannot cover your financial responsibility to others (liability). Mileage restriction - Generally, U.S. auto policies have a mileage restriction into Mexico (usually between 25-100 miles).

You can legally drive the car in the United States with your Mexico license plates for a period of one year from the time you entered the US assuming the registration is current.

To buy car insurance as a foreign driver, you'll need a valid driver's license from your home country or, depending on your home country's requirements, you might need to apply for an international driving permit. Generally, car insurers offer policies covering a six- or 12-month period.

Most auto insurance policies cover travel to the States, but may be subject to some restrictions. For example, the duration of coverage may be limited to a certain number of months.

Is Mexico covered in worldwide insurance? Yes, Mexico is covered in worldwide (excluding USA and Canada) insurance. If you have an annual worldwide insurance policy, then you will be able to travel to Mexico using this policy.