Does my AAA insurance cover me in Mexico?
Since U.S. liability insurance is invalid in Mexico, you'll need proof of Mexico auto insurance for a road trip south of the border. AAA can help you get what's required through one of Mexico's largest and most reputable insurance companies.
Roadside assistance in Mexico is provided by Green Angels since 1960 when it was founded. Green Angels (Ángeles Verdes) is the Mexican version of AAA in the USA. Unlike in the US where AAA is a private organization, in Mexico, Green Angels is a government run organization and falls under the Ministry of Tourism.
No, U.S. auto insurance policies aren't valid in Mexico. If you'll be driving in Mexico, even for a short time, auto insurance is required by Mexican law, and you could end up in jail if you're involved in an accident and don't have it.
Your employer-provided health plan may have limited or no coverage in Mexico, and Medicare doesn't cover health care outside the United States, except in rare cases. Travel health insurance pays for emergency medical expenses during a trip. These expenses include the following: Ambulance service.
Valid in more than 150 countries, the permit contains your name, photo and driver information. Before you travel the world, travel to any AAA office for your International Driving Permit. Bring your valid U.S. driver's license, $10, and two ORIGINAL passport-size photos (also available at AAA offices).
AAA members have access to competitive pricing, exclusive discounts, and potential benefits such as shipboard credits, complimentary hotel nights, complimentary sightseeing tours, activity vouchers, special hotel rates with flexible cancellation, free additional driver with Hertz rentals1, and AAA Best Price Guarantee.
Get a Mexico Car Insurance Policy With GEICO
Your US auto insurance policy won't cover your car if you drive into Mexico. To have coverage while driving in Mexico, you need to buy a separate Mexico tourist auto policy.
Immediate Steps After an Car Accident in Mexico:
Stay calm and call 911. Check to see if anyone is injured or hurt, offer help, if possible. Get the names and addresses of all the drivers involved in the accident. Get the license plate numbers of all the vehicles involved in the accident.
Travel insurance is not currently required for all of Mexico. However, travel insurance with medical coverage is required for visitors to Puerto Vallarta and Riviera Nayarit. This insurance is to protect travelers against any unforeseen medical event, including those derived from COVID-19 contagion.
Various Mexico insurance laws require you to purchase liability coverage from an insurer that's licensed to provide coverage in Mexico — which means your regular auto insurance most likely won't cover you. Fortunately, you can drive protected with Progressive® Mexico Auto Insurance by MexPro.
Do Mexican hospitals accept US insurance?
Can I Use My US Health Insurance in Mexico? No, in most cases, you will not be able to use the health insurance you have in the US for treatment in Mexico. Your American health insurance policy, such as Medicare, will not extend outside the borders.
Do Mexican hospitals accept USA coverage? USA health insurance coverage is not accepted in private hospitals of Mexico. The same is applicable for Medicare as well. Unless you have a USA health plan that covers healthcare in Mexico, you will have to pay out-of-pocket for availing medical services.
You should purchase travel medical insurance any time you travel internationally since your U.S. health insurance plan likely will not provide coverage abroad.
AAA Daily Advantage Visa Signature® Credit Card
3% cash back on gas and electric vehicle-charging stations, wholesale clubs, streaming services, pharmacy, and purchases at AAA. 1% cash back on all other purchases. No annual fee and no foreign transaction fees.
0% foreign transaction fees.
Earn cash back on all purchases with the AAA Travel Advantage card. Whether you're heading on a long weekend or taking off for that epic vacation, you'll earn cash back on purchases you make anywhere, anytime. You'll also benefit from the value that AAA brings to its cardholders.
Hit the open road with AAA and save 10% or more
We are thrilled to offer AAA members great hotel discounts at thousands of road-trip-ready destinations across the country. Travel easy with 10% savings or more at participating hotels.
Travel Accident Insurance for AAA Travel
This program covers you for accidental loss of life, limbs, sight, speech or hearing while traveling in a common carrier when the transportation is arranged through The Auto Club Group.
Your U.S. car insurance policy alone will not be sufficient to satisfy Mexican Federal Liability Law. To satisfy this law, you must buy a separate Mexican liability insurance policy from a licensed Mexican insurance company.
The cost of Mexican car insurance for tourists can range from about $50 to $80 for liability-only coverage and $150 to $200 for full coverage. The specific price you pay depends on factors such as the value of your car, the length of your visit and the coverages you choose.
How much is Mexican car insurance per day?
How Much is Mexican Car Insurance Per Day? The costs average between $2 and $40 a day. The cost depend on several factors including type of vehicle, length of stay and the type of coverage you choose. You can purchase a policy for a day, a month, or a year.
If you get pulled over while driving in Mexico, remain calm and show your proof of insurance to the police officer, just like you would in the U.S. If you get a ticket, politely request a written citation that can be paid by mail or at the police station.
If you're caught driving in Mexico without this minimum coverage, you may face a fine of at least $200. If you cause an accident while driving uninsured in Mexico and cannot pay for the damages you caused, you could face jail time.
Mexico Driving Rules and Regulations
In Mexico, they drive on the right-hand side of the road and over take on the left. The legal driving age is 18. Using a seatbelt is mandatory for all occupants of a vehicle. Drink driving – driving under the influence of drugs or alcohol is illegal.
Cheap travel insurance for Mexico
Worldwide travel insurance is considerably more expensive than domestic or European policies due to the potential medical costs in foreign countries. You can still find affordable cover, though. If you're travelling with your partner a couples travel policy could be cheaper.