What to Do After an Accident in Mexico (2024)

Contacting the Insurance Company Once You Are Home

HDI or Chubb will inform you of the next steps to take and how to stay in contact during the claims process.

HDI Seguros works with International Claims Service in Texas to help facilitate the claim and provide information to you once you have returned home.Their toll-free number is +1 (800) 284-9783 or direct +1 (956) 682-1353.

Chubb Seguros can be contacted from the US by dialing their U.S. toll free number: +1 (844) 804-9288

If you have any questions or concerns, please feel free to contact us as well, toll free +1 (888) 552-2252 or use our contact form.

What to Do After an Accident in Mexico (2024)

FAQs

What to Do After an Accident in Mexico? ›

Here in New Mexico, you must report the accident immediately and you have 3 years to open a claim for any bodily injuries, and 4 years for any damages to your property. According to the state, that date starts the day of your injury/ accident, or on the date, you discovered the injury.

What do I do if I get in a car accident in Mexico? ›

Immediate Steps After an Car Accident in Mexico:
  1. Stay calm and call 911. ...
  2. Get the names and addresses of all the drivers involved in the accident.
  3. Get the license plate numbers of all the vehicles involved in the accident.
  4. Get the names and contact information of any witnesses to the accident.
May 7, 2024

How long do you have to report an accident in New Mexico? ›

Here in New Mexico, you must report the accident immediately and you have 3 years to open a claim for any bodily injuries, and 4 years for any damages to your property. According to the state, that date starts the day of your injury/ accident, or on the date, you discovered the injury.

What happens if you get a traffic ticket in Mexico? ›

Traffic Tickets In Mexico

If you get a ticket, the officer confiscates your driver's license. He takes it to the comandante or police station – eventually. He gives you access which is your permission to drive until you pay the fine and get your license back from the comandancia.

Does Progressive offer insurance in Mexico? ›

Get the right car insurance before your trip to Mexico

Fortunately, you can drive protected with Progressive® Mexico Auto Insurance by MexPro.

Does my insurance cover accidents in Mexico? ›

Yes, car insurance is required for visitors to Mexico, and your United States auto insurance policy won't be valid there. To be protected, you'll need a separate Mexico car insurance policy that covers you for liability while you're in the country.

What to do if you get injured in Mexico? ›

Assess the injury and seek medical attention if necessary. Call 911 for emergency services in Mexico. information specific to the incident.

Do you have to call police after a minor car accident in New Mexico? ›

If the accident involves bodily injury, death, or property damage greater than $500, you are required to report it to the local authorities by the “quickest means of communication,” according to NM Stat § 66-7-206. If the property damage is more than $1,000, a uniform crash report is required.

Do you need a police report to file an insurance claim in New Mexico? ›

To be eligible to pursue an injury claim in New Mexico, however, it is critical that you make sure that a police report is filed.

How long after an accident can you sue in New Mexico? ›

In New Mexico, you have 3 years to file a personal injury claim and 4 years to file a property damage claim. The clock on these time limits starts from the time you sustained your injury or when a reasonable person would have discovered the injury or property damage.

What to do if pulled over by police in Mexico? ›

If you get pulled over while driving in Mexico, remain calm and show your proof of insurance to the police officer, just like you would in the U.S. If you get a ticket, politely request a written citation that can be paid by mail or at the police station.

How to pay a fine in Mexico? ›

If you're fined, ask for a written ticket so you'll have evidence and can contest it later if you feel you were treated unfairly. That ticket lets you pay a municipal judge at the local police station or, in some cases, through your local Mexican consulate when you're back in the States.

What are the driving laws in Mexico? ›

Mexico Driving Rules and Regulations

In Mexico, they drive on the right-hand side of the road and over take on the left. The legal driving age is 18. Using a seatbelt is mandatory for all occupants of a vehicle. Drink driving – driving under the influence of drugs or alcohol is illegal.

Will my car insurance cover me if I drive to Mexico? ›

Mexican law requires that any vehicle operating on federal roads carries third-party liability insurance to provide coverage for damage caused in an at-fault accident. As stated earlier in this page, your US insurance policy will not cover your vehicle while driving in Mexico.

Do I need extra insurance in Mexico? ›

It isn't compulsory to have travel insurance for a visit to Mexico, but it is advisable and can give you reassurance against the unexpected when you go.

Does AAA work in Mexico? ›

Driving to Mexico? Before you hit the road, make sure you're protected with locally-recognized Mexico Auto Insurance. Plus, AAA Members receive a discount on any Mexico policy purchased. Just enter your full Membership number when you purchase online, then print and go!

Do you have to call police after a minor car accident New Mexico? ›

If the accident involves bodily injury, death, or property damage greater than $500, you are required to report it to the local authorities by the “quickest means of communication,” according to NM Stat § 66-7-206. If the property damage is more than $1,000, a uniform crash report is required.

Is New Mexico a no fault state for car accidents? ›

No, New Mexico is not a no-fault state. Instead, car accident laws in New Mexico are fault-based, placing financial responsibility on the person or entity at fault for the accident. Additionally, New Mexico follows the pure comparative negligence doctrine.

What is collision damage waiver in Mexico? ›

Types of Car Rental Insurance in Mexico

A Collision Damage Waiver (CDW) covers the cost of damages or losses incurred to the rented vehicle in the event of an accident or other damage.

What to do if my car breaks down in Mexico? ›

'Angeles Verdes' (Green Angels) on Mexico's highways
  1. They ride green-colored trucks (thus the name); sometimes it's a tow truck, and will provide free help, although they will charge for fuel if you need it, as well as any car parts.
  2. They'll arrange to tow you to the nearest town if the situation calls for that.
Apr 29, 2024

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