Do I need Cancellation cover in my travel insurance policy?
Yes. Cancellation is one of the main reasons people claim on a travel insurance policy and as no one can predict the future, when it comes to booking a holiday and purchasing travel insurance it’s better to be safe than sorry.
If you are the type of person that books last minute city breaks leaving in a day or two then you may not feel it is necessary to buy a travel insurance policy that includes cancellation. But, say something was to happen whilst you are away and you needed to come home early, you would need a policy with this cover included.
In addition, you may have spent weeks organising your dream family holiday to Disney World and now you’re considering whether or not you need to take out a policy with cancellation cover because it’s more expensive and there is no way you’re going to miss this trip – right?! Unfortunately, illness and injury are unavoidable no matter how careful we are – without the protection of cancellation cover you will be left out of pocket should you or a travelling companion fall ill and can no longer travel!
Beware, travel insurance should be purchased as soon as you have booked your holiday to ensure you are covered straight away should the worst happen – and this includes multi trip policies too!