Mexican Car Insurance Online | Border Mex Auto Insurance (2024)

Baja Auto Insurance

Are you traveling to Baja? We have you covered with our mexican auto insurance for baja and all of Mexico. Our comprehensive coverage takes care of third party damage, roadside assistance and personalized customer care.

Do I need Mexican car insurance?

Firstly, you may be wondering; do I need insurance to drive to Mexico? And then the next logical question would be, do I need Mexican car insurance? The answer to both of those questions is yes, as U.S. car insurance policies do not cover you once you’re ready for that San Diego to Tijuana border crossing. You can quite easily purchase the additional Baja Car Insurance from a variety of places including in San Diego before leaving, at the border area from an insurance firm, online and even through an additional policy from your regular insurance agent (the latter two of which are arguably most convenient). By law, Mexico requires any foreign vehicle on Mexican soil to have at a minimum Mexican insurance with liability coverage. If stopped while driving in Mexico and asked for this, you’ll want to ensure you have your documentation ready.

A Baja beach vacation is ideal for sun chasers and relaxation seekers. When you think about relaxing on the sand in a beautiful oceanfront setting, there are probably a few places in the world that come to mind. Remember that when driving in Mexico the state mandates Mexican Car insurance. But did you know, some of the best beaches can be reached by simply driving from the U.S. to Baja California, Mexico?

Here is a blog article about the top 7 beaches in Baja

Buy Mexican Car Insurance online

Are you looking for mexican car insurance? Look no further Mexican Border Insurance is the leading auto insurance coverage in Mexico for U.S cars. You can buy your policy online in less than 5 minutes, gert a quote now!

You can also purchase mexican car policy in San Diego. We have a store within the border crossing zone in San Ysidro.

For your Mexico Auto Insurance Needs a Quick FAQ

Is My Car Insurance Valid in Mexico?
If you are planning on driving to Mexico, one of the most important things to consider is transportation. You will want a reliable means of transportation when venturing throughout Mexico. This means you need to have insurance coverage or risk facing the penalties if you were to get into an accident or become injured. Many tourists travel into Mexico without considering their car insurance policies.

How To Buy Mexican Car Insurance?
Purchasing Mexican car insurance is a lot easier than you may think. You can purchase car insurance online through companies that have international car insurance policies and partners. If you happen to forget, you may be wondering, “can you buy Mexican car insurance at the border?”. The answer is yes. However, purchasing car insurance at the border will be more expensive than doing it beforehand. The company will ask you general questions such as your age, length of visit, and where you are going.

How Much Does It Cost?
Regardless of what company you contact, you will notice that coverage will be offered in packages which often depend on the length of your stay. If you are staying longer or want more coverage, that is when the price will increase. If you are comparing Mexican insurance to American insurance you may be pleasantly surprised to learn that the cost is quite similar. Of course, the price will vary, but even full coverage is very affordable.

Crossing the mexican border by car

There are few things you need to learn. Want to know more about driving to mexico requirements read more.

You are required to drive with a license in Mexico
When traveling to Mexico and looking to rent a car, it is important to note a few key facts. Firstly, you will need not only your passport for traveling, but you should also have your U.S. Driver’s License with you. You are required to drive with a license in Mexico, and your one from the U.S. is accepted when traveling throughout Mexico.

What About Car Rentals?

You may be traveling into Mexico using a rental car or you plan on renting one once you arrive. You will still need to invest in mexican car insurance because it is illegal to drive without it. Car rental companies will be able to provide the details on what you will need and will offer you various packages. Double check that your package will have at least liability coverage to make your car legal. There are actually quite a few credit card companies that will provide foreign insurance for your rental car. This is especially true if you have a credit card focused on travel. Make sure to call and ask to identify what packages are covered.

Tourist Car Insurance

Mexican Border Insurance offers the best value and flexibility, you can buy your Mexican car insurance policy for one day, one week, one month or the entire year.

Car insurance policies in the United States can vary greatly. If you are planning on traveling, it is best to contact them to discuss options. However, if you have liability insurance then you will have to purchase Mexican car insurance or face the consequences. This is because United States liability coverage does not hold up in Mexico if you get into an accident.

Is Driving In Mexico Safe?

While you’re there, soak up as much of the culture as you can! Over the years, Tijuana has transformed from a city of cheap and borderline tacky souvenirs to one more sophisticated with even trendy dining spots emerging like Mision19. Walk along Pasaje Rodriguez and take in the colorful street art painted by local artists. Visit the Tijuana Cultural Center to get a history lesson about Baja California. Don’t forget to snap a selfie with a Tijuana Zebra while visiting. This tradition, which is a donkey painted with black stripes, is a memorable one that’s been around for more than 100 years.

Overall, driving in Mexico is both safe and convenient as long as you are armed with the proper information. Make sure you have your Mexican car insurance, U.S. driver’s license and passport on hand and stick to the well-lit toll roads during the day. As with travel to any new city, use your best judgement and stay aware of your surroundings at all times. By traveling to Tijuana by car, you’ll have access to not only a beautiful new country, but also a quick trip to a place filled with good food, shopping and cultural experiences.

Mexican Car Insurance Online | Border Mex Auto Insurance (2024)

FAQs

Can I buy Mexican auto insurance at the border? ›

The answer is yes. However, purchasing car insurance at the border will be more expensive than doing it beforehand. The company will ask you general questions such as your age, length of visit, and where you are going. How Much Does It Cost?

How much is car insurance at the Mexican border? ›

And depending on many factors (including what car you're driving, how long you're staying, and which coverage options you choose), the cost ranges from $2 to $40 per day.

Does US car insurance work in Mexico? ›

Mexican law requires that any vehicle operating on federal roads carries third-party liability insurance to provide coverage for damage caused in an at-fault accident. As stated earlier in this page, your US insurance policy will not cover your vehicle while driving in Mexico.

What happens if you don't have Mexican car insurance? ›

If you'll be driving in Mexico, even for a short time, auto insurance is required by Mexican law, and you could end up in jail if you're involved in an accident and don't have it.

How much does Mexican insurance cost? ›

How Much is Mexican Car Insurance Per Day? The costs average between $2 and $40 a day. The cost depend on several factors including type of vehicle, length of stay and the type of coverage you choose. You can purchase a policy for a day, a month, or a year.

Does AAA work in Mexico? ›

Driving to Mexico? Before you hit the road, make sure you're protected with locally-recognized Mexico Auto Insurance. Plus, AAA Members receive a discount on any Mexico policy purchased. Just enter your full Membership number when you purchase online, then print and go!

How much is Mexican car insurance per day? ›

So... How Much is Mexico Car Insurance per Day?
VehicleLength of Trip1-year Full Coverage Cost
2013 Honda Accord $16k3 days$1.20/day ($445)
2 weeks$1.20/day ($445)
2018 Jeep Wrangler 4WD $29k3 days$1.60/day ($584)
2 weeks$1.60/day ($584)
Aug 31, 2022

How to get car insurance to drive in Mexico? ›

Various Mexico insurance laws require you to purchase liability coverage from an insurer that's licensed to provide coverage in Mexico — which means your regular auto insurance most likely won't cover you. Fortunately, you can drive protected with Progressive® Mexico Auto Insurance by MexPro.

How does car insurance work in Mexico? ›

The Mexican Federal Liability Law requires that you have car insurance coverage at all times while driving in Mexico. A Mexican policy includes liability insurance with add-ons for physical damage coverage, legal assistance, roadside assistance and more.

Does Geico work in Mexico? ›

The GEICO Insurance Agency can help you get affordable insurance in Mexico. So, whether you need a policy for a few days, 6 months, or a year, you can get the coverage you need.

What happens if I get in a car accident in Mexico? ›

Immediate Steps After an Car Accident in Mexico:

Stay calm and call 911. Check to see if anyone is injured or hurt, offer help, if possible. Get the names and addresses of all the drivers involved in the accident. Get the license plate numbers of all the vehicles involved in the accident.

Is my car insured if I drive to Mexico? ›

Standard U.S. auto insurance policies won't cover drivers south of the border, so it's vital to purchase Mexican car insurance before making the trip.

Do I need additional car insurance in Mexico? ›

Unfortunately, regardless of how comprehensive your US insurance policy is, it won't cover you while driving in Mexico. Therefore, you must buy a separate insurance cover if you cross the border in your own car.

Do I need different car insurance in Mexico? ›

Your U.S. car insurance policy alone will not be sufficient to satisfy Mexican Federal Liability Law. To satisfy this law, you must buy a separate Mexican liability insurance policy from a licensed Mexican insurance company.

Does Progressive offer insurance in Mexico? ›

Get a Mexico auto insurance quote online or call 1-877-537-7878 to talk with a MexPro specialist.

How much is temporary Mexico auto insurance? ›

The cost of Mexican car insurance for tourists can range from about $50 to $80 for liability-only coverage and $150 to $200 for full coverage. The specific price you pay depends on factors such as the value of your car, the length of your visit and the coverages you choose.

Do you need car insurance to enter Mexico? ›

To drive into Mexico from the U.S., you're required to bring the appropriate identification, a couple permits (depending on how far into Mexico you're going), and your proof of Mexico auto insurance. If your car is financed, you'll also need a letter of permission from your lender.

Can I insure my car in the US with a Mexican passport? ›

Yes. In fact, car insurance is required in most states to legally drive a vehicle. It's important to check with your state's department of insurance website to see what's needed. You can also contact an insurance company to talk about what's required to get car insurance as a non-U.S. citizen.

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