Information About Auto Insurance Policies in Mexico (2024)

What you need to know about auto insurance policies in Mexico.

Mexican law requires that you purchase a Mexican auto tourist policy to legally drive in the country. You're in luck! The GEICO Insurance Agency can help you get affordable insurance in Mexico. So, whether you need a policy for a few days, 6 months, or a year, you can get the coverage you need. Mexican auto policies can provide coverage for liability, emergency roadside assistance, property damage, theft, and more.

To get a Mexico auto insurance quote we'll need a few details:

  • When and where you're traveling in Mexico
  • Type of vehicle you need insured
  • Duration of your trip

Don't get stranded in a foreign country without the right protection. Get a free quote, review your policy details, and purchase online today!

You can customize your Mexico auto insurance policy.

Get a quote, choose the policy that's right for you, and buy online. Mexico car insurance is competitively priced, with standard or extended coverage options—including physical damage, liability, vandalism, partial theft, medical payments, and emergency roadside assistance.

All policies are insured by highly-rated Mexican insurance companies, like Grupo Nacional Provincial and El Aguila Compañía de Seguros, They're issued by fully-licensed U.S. insurance broker, International Insurance Group, Inc. which issues over 100,000 Mexico auto policies each year.

Coverage is available for your watercraft.

Hitting the water after the highway? Coverage is available for your sail-boat, power boat, yacht, or personal watercraft. Just quote, purchase, and print!

If you choose to get a rate quote online, you will be taken to the International Insurance Group, Inc. website. This site is not owned by GEICO. Any information that you provide directly to International Insurance Group, Inc. on its website is subject to the privacy policy posted on their website, which you should read before proceeding. GEICO assumes no responsibility for their privacy practices or the use of their website.

Mexico Tourist Auto Insurance and Mexico Watercraft Liability Insurance coverages are written through non-affiliated insurance companies and are secured through GEICO Insurance Agency, LLC.

Please note:

The above is meant as general information and as general policy descriptions to help you understand the different types of coverages. These descriptions do not refer to any specific contract of insurance and they do not modify any definitions, exclusions or any other provision expressly stated in any contracts of insurance. We encourage you to speak to your insurance representative and to read your policy contract to fully understand your coverages.

Information About Auto Insurance Policies in Mexico (2024)

FAQs

Information About Auto Insurance Policies in Mexico? ›

Various Mexico insurance laws require you to purchase liability coverage from an insurer that's licensed to provide coverage in Mexico — which means your regular auto insurance most likely won't cover you. Fortunately, you can drive protected with Progressive

Progressive
The Progressive Corporation is an American insurance company. In late 2022, Progressive became the largest motor insurance carrier in the U.S. The company was co-founded in 1937 by Jack Green and Joseph M. Lewis, and is headquartered in Mayfield Village, Ohio.
https://en.wikipedia.org › wiki › Progressive_Corporation
® Mexico Auto Insurance by MexPro.

How does car insurance work in Mexico? ›

Mexican law requires all drivers, including U.S. tourists who plan to drive in the country, to have liability coverage. The minimum requirements are: 100,000 Mexican pesos (around $5,000) for bodily injury and death liability coverage. 50,000 Mexican pesos (around $2,500) for property liability damage.

How much is full coverage car insurance in Mexico? ›

How much does Mexican car insurance cost? The cost of Mexican car insurance for tourists can range from about $50 to $80 for liability-only coverage and $150 to $200 for full coverage. The specific price you pay depends on factors such as the value of your car, the length of your visit and the coverages you choose.

What insurance coverage do I need in Mexico? ›

To have coverage while driving in Mexico, you need to buy a separate Mexico tourist auto policy. Mexico car insurance is competitively priced and offers customizable short-term or extended coverage options, including physical damage, liability, vandalism, partial theft, medical payments, roadside assistance, and more.

What insurance is mandatory when renting a car in Mexico? ›

Third Party Damage Liability (TPL) protection is mandatory on all rentals without exception. In Mexico, the Protection of Damages to Third Parties (Civil Liability) is required by Law in all vehicles.

What do I need to know before driving in Mexico? ›

Tips for driving in Mexico
  1. Be completely aware of your surroundings. ...
  2. Stick to the toll roads ("cuotas") ...
  3. Learn the different road elements. ...
  4. Drive during daylight. ...
  5. Understand that turn signals may be used for different purposes. ...
  6. Know about driving on the shoulder. ...
  7. Expect to communicate with U.S. Customs.

Does my Geico car insurance work in Mexico? ›

If you drive your car into Mexico, your US auto insurance policy can't come with you. Driving your car in Mexico requires a separate international auto insurance policy. But don't worry. GEICO can help you get a Mexico auto insurance quote.

Do I need separate car insurance in Mexico? ›

Yes, car insurance is required for visitors to Mexico, and your United States auto insurance policy won't be valid there. To be protected, you'll need a separate Mexico car insurance policy that covers you for liability while you're in the country.

Does full coverage cover accidents in Mexico? ›

You Still Need Insurance. Unfortunately, regardless of how comprehensive your US insurance policy is, it won't cover you while driving in Mexico. Therefore, you must buy a separate insurance cover if you cross the border in your own car.

Does US medical insurance work in Mexico? ›

Your employer-provided health plan may have limited or no coverage in Mexico, and Medicare doesn't cover health care outside the United States, except in rare cases. Travel health insurance pays for emergency medical expenses during a trip. These expenses include the following: Ambulance service.

Can you buy Mexican car insurance at the border? ›

You're probably wondering if you can buy Mexican car insurance at the border. The short answer is, yes. But, what are the pros and cons of purchasing a policy at the border?

Who has better coverage in Mexico? ›

AT&T comes top for Availability

However, Telcel remains the outright winner of the 4G Coverage Experience award, which means our Telcel users find a 4G signal in the most locations out of all those visited by our users.

How much is gas in Mexico? ›

ActualPreviousUnit
1.361.41USD/Liter

Does U.S. medical insurance work in Mexico? ›

Your employer-provided health plan may have limited or no coverage in Mexico, and Medicare doesn't cover health care outside the United States, except in rare cases. Travel health insurance pays for emergency medical expenses during a trip. These expenses include the following: Ambulance service.

How many miles into Mexico does insurance cover? ›

It is better to think of this as covering only your vehicle losses in Mexico, but it cannot cover your financial responsibility to others (liability). Mileage restriction - Generally, U.S. auto policies have a mileage restriction into Mexico (usually between 25-100 miles).

Does auto insurance follow the car or driver in New Mexico? ›

Most Types of Insurance Follow the Car

This holds true for the following types of coverage: Bodily injury liability. In New Mexico, you are required to carry bodily injury liability coverage of a minimum of $25,000 per person and $50,000 per accident.

Is 3rd party insurance compulsory in Mexico? ›

Third party liability

Under Mexican law, you must have liability insurance from a Mexican insurer to drive your vehicle on Mexican roadways.

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