To cancel Travelers insurance, the policyholder call a representative at 1-800-842-5075, cancel by mail, or cancel in person. You will need to provide basic information about yourself, your Travelers policy number, and the date you would like your policy to end. Travelers may also ask for the details of your new car insurance policy to verify you won't be driving without insurance. If you've already paid your premium for the policy period in full, Travelers will refund the unused portion, minus any cancellation fees.
- Cancel by phone by calling your agent or 1-800-842-5075
- Cancel by mail by writing a letter that includes your name, policy number, and the date you want your policy to end. Sign, date, and mail your letter to: Travelers / P.O. Box 5600 / Hartford, CT 06102
- Cancel in person by visiting your nearest Travelers insurance office and speaking with an agent
It's important to remember that you don't need to cancel your policy just because you're going through some life changes. For example, you should have Travelers update your mailing address or vehicle information if you're moving or buying a new car.
In addition, if you're canceling your current policy in order to switch to another company, be sure to activate your new policy before canceling the old one. This prevents a lapse in coverage, which would lead to higher premiums in the future.
To learn more, check out reviews and other information about Travelers on WalletHub.
This answer was first published on 05/12/23 and it was last updated on 01/09/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
FAQs
The easiest way to terminate your policy is via phone. Simply call Travelers customer service at 1 (800) 842-5075, and a representative will help you out. Another option is to meet with a Travelers insurance agent in person or send a letter in the mail to this address: Travelers, PO Box 5600, Hartford, CT 06102.
Is there a cancellation fee for Travelers insurance? ›
Travelers will be charged a cancellation fee at least US$ 30/ policy if they are exempt from the list of Cancel for Any Reason (CFAR) Cases from the insurance provider. Your travel insurance cancellation request could be even rejected by the Insurance company in some definite cases.
How do I request cancellation of insurance? ›
Depending on your insurance company's rules, there are a variety of ways to cancel your policy.
- Call your provider. Most major companies simply ask that policyholders speak with an insurance agent to cancel. ...
- Mail or fax your cancellation. ...
- Visit the office. ...
- Have your new insurer deal with it.
If you need to cancel or cut short your holiday because something unexpected happens, cancellation cover lets you reclaim some or all of the money you've already paid out. So, if you suddenly become seriously ill and can't go on holiday because you need treatment, you can claim on your travel insurance policy.
Can I cancel my travel insurance policy and get a refund? ›
If your travel insurance policy has a money-back guarantee or review period, you can cancel for any reason and receive a full refund within the timeframe if you haven't filed a claim or departed for your trip yet. But you won't get a premium refund if you cancel your policy after the review period.
Can I cancel my insurance policy any time? ›
Most providers allow policyholders to cancel their policies at any time. However, some may impose a waiting period before the cancellation goes into effect. This period could be as long as 30 days or more and is intended to prevent insurance gaps for drivers and loss of premiums for insurance companies.
How do I get a full refund from travel insurance? ›
Depending on the policy, the free look period typically lasts between 10 and 14 days. During this time, you can cancel your policy for any reason for a full refund. Your refund will typically be issued to your original form of payment, such as a debit or credit card.
What kind of cancellation is covered by travel insurance? ›
The most common covered reason is unforeseen illness, injury, or death of the traveler, a traveling companion, or a non-traveling family member. Other common covered reasons include terrorism, inclement weather, or a natural disaster, among others.
How does cancellation work on travel insurance? ›
Cancellation generally covers you for the cost of cancelled flights, hotels, visas, tours/excursions, paid-for activities or sports, and prepaid meals, less applicable excess.
How do I request cancellation? ›
Give a reason for the cancelation and request confirmation. Cancel a business contract by writing a letter stating your intentions, explaining why, and including a final payment for services. End on a friendly note. Use a less formal format to cancel a major event.
you fail to pay the premium by the due date. you obtained the policy through misrepresentation or fraud. anyone insured on the policy violated the terms or conditions of the policy.
What are the methods of cancellation of insurance? ›
There are three common cancellation methods of cancellation: pro-rata, short-rate, and flat rate. Pro-rata cancellation refers to policy termination earlier than its maturity, either at the request of the insured or at the behest of the insurer.
Can you cancel travelers policy online? ›
No, you cannot cancel your Travelers insurance policy online because Travelers requires all policies to be canceled over the phone (to call them at 1-800-842-5075). Travelers insurance policies can be canceled at any time, with a cancellation fee of about $20-$50.
What are the types of cancellation reasons? ›
Cancellation Reason Types
- Decline by screening.
- Withdrawal.
- Insured death.
- Closed by Claim.
- Cancelled by client.
- Cancelled.
According to our research, the average cost of travel insurance is $204, but you could pay anywhere between $14 and $765 for travel insurance. Solo travelers can expect to pay around $60-$100 for coverage. Travel insurance provides a range of protection before and during your trip.
Can you remove travel insurance? ›
Yes. You can cancel your policy within 14 days of paying for it (provided you haven't yet started your trip). If you purchased your policy during the initial flight booking process, you may apply for a refund here.
Does trip insurance let you cancel? ›
Cancel For Any Reason Travel Insurance
Cancel for any reason (CFAR) travel insurance allows you to cancel your trip for virtually any reason. As mentioned, a standard policy typically excludes this coverage, so you will need to purchase it as an add-on.
