Financial Ratings | Allianz Life (2024)

FAQs

What is a good financial rating? ›

For a score with a range between 300 and 850, a credit score of 700 or above is generally considered good. A score of 800 or above on the same range is considered to be excellent. Most consumers have credit scores that fall between 600 and 750. In 2023, the average FICO^® Score^☉ in the U.S. reached 715.

The Standard & Poor's rating of AA (Very strong)

AA is the third-highest of 21 possible ratings and was affirmed in March 2023.

The Allianz 222 Annuity may be a good option for investors who are looking for a combination of principal protection and the potential for growth through market-linked interest credits. It may also be a good option for investors who are looking for income guarantees or a death benefit.

Highest credit quality

'AAA' ratings denote the lowest expectation of default risk. They are assigned only in cases of exceptionally strong capacity for payment of financial commitments.

Allianz is a financially secure company with high customer satisfaction ratings for its annuities. Allianz has the longevity common among top annuity companies, having started in 1896. It specializes in fixed index annuities and has an impressive selection of these products.

We enjoy solid ratings. Our consistently high ratings from independent rating agencies – including Standard & Poor's, A.M. Best, and Moody's – reflect our stability, integrity, and our strong balance sheet.

We were voted Best motor insurance provider by our customers in the Insurance choice awards 2023. Thanks to everyone that voted - we're pleased as punch!

Amsterdam //BestWire// - AM Best has affirmed the Financial Strength Rating (FSR) of A+ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “aa” (Superior) of Allianz SE (Allianz) (Germany) and its rated subsidiaries.

Who is Allianz biggest competitor? ›

High financial ratings: The major rating companies have consistently rated Allianz with their top-tier ratings. Conservative philosophy: Allianz stresses their conservative investment philosophy that focuses on diversified risk and long-term results.

Allianz has a conensus rating of Strong Buy, which is based on 6 buy ratings, 2 hold ratings and 0 sell ratings. The average share price target for Allianz is €282.14. This is based on 8 Wall Streets Analysts 12-month price targets, issued in the past 3 months. Allianz's analyst rating consensus is a Strong Buy.

Based on current annuity rates, this investment might yield a monthly income in the ballpark of $500 to $600. However, this estimate can vary based on whether you start income now or in the future, your age, your gender, and the how long you want your income to last (e.g., lifetime, 10 years).

Rank 4 (Below Average): These stocks, as a group, are expected to have below-average relative price performance (approximately 300 stocks).

B1/B+ are ratings below investment grade but still one of the highest ratings in the non-investment grade bracket. Moody's Corporation uses B1, while S&P Global Ratings and Fitch Ratings use B+.

Investors should be aware that an agency downgrade of a company's bonds from 'BBB' to 'BB' reclassifies its debt from investment grade to junk status. Although this is merely a one-step drop in credit rating, the repercussions can be severe.

In general, the top providers will hold at least a B+ or B++, which represents a Good and Very Good rating. A rating of B or B- represents a Fair scoring, while a C+ or even C++ are considered Marginal, so these aren't typically seen with top providers.