Driving to Mexico in a New Car (2024)

THURSDAY, JANUARY 7, 2021

Driving to Mexico in a New Car (1)

Generally, driving into Mexico with a new car doesn’t involve much different of a process than driving across the border in any car. You still need to obtain all the appropriate documentation, including Mexican auto insurance, before crossing the border. Additionally, you have an obligation to take as many safety precautions, if not more, when driving your new car and when leaving it unattended.

Let’s take a closer look at a few of the things that you need to keep in mind when preparing to cross the Mexican border in your new car.

Traveling with New Registration and Temporary Plates

After buying your car, it usually will take your state several weeks to process the new registration into that system and issue permanent license plates and registration documents. Until that time, you will likely have temporary tags attached to your vehicle.

It is legal to travel in Mexico with current temporary U.S. tags. However, there are a few things to keep in mind.

  • If you do not have either the appropriate tags or the appropriate registration on your car, you might not be able to obtain a temporary vehicle importation permit to drive past the border free zone.
  • Some thieves target vehicles with temporary tags more than they do those with permanent tags. As a result, it doesn’t hurt to take a few extra precautions when securing the vehicle.
  • Consider taking a picture of your temporary tags and keep that picture with you throughout the trip. You’ll be able to identify the tag number in case your vehicle does get stolen. Do not drive your car if your temporary tag disappears.
  • Keep your temporary registration documents in your vehicle at all times. You can also make copies to keep on your mobile device if necessary.
  • Take down your vehicle identification number (VIN) so that you can use it to identify your vehicle if the temporary plates or the vehicle itself get stolen.

If your temporary tags disappear, then immediately report this to the police, and call your home state’s DMV to determine what they recommend you do next. Your registration and your insurance policy will be linked to your Vehicle’s identification number (VIN), rather than the tags themselves. Therefore, even if your temporary tags disappear, the car is still registered, and you will still be able to prove ownership and registration when crossing back into the U.S.

Obtaining a Temporary Vehicle Importation Permit with Banjercito

If you are traveling beyond the border free zone, you are required to obtain a temporary vehicle importation permit. A temporary vehicle importation permit essentially allows a foreign vehicle to enter Mexico for a specified period of time, after which the vehicle has to leave the country.

Temporary Importation Permits are required for all vehicles that travel outside of the Mexican Free Zone. The Free Zone is an area in Mexico where customs and immigration regulations are less stringent, for the reason of facilitating better travel and trade between the two countries. The Free Zone generally extends about 15 miles from the border, though the entire Baja Peninsula and a larger part of the state of Sonora. You will see signs or checkpoints before you exit the free zone, and you cannot leave the free zone without the permit.

Temporary importation permits are issued by Mexico’s Banjercito government agency, and you can either obtain them online at the agency website, or at the time you cross the border. You must display the permit in your vehicle (usually in the dashboard) at the time you cross the border, and you cannot get the permit once you cross the free zone. Permits are usually issued for up to 180 days depending on the length of your immigration permit. You can make multiple crossings on the same permit if it has not expired.

Getting Mexican Auto Insurance

All foreign drivers traveling in Mexico are required to have at least Third party liability coverage issued by a Mexican insurance company. American auto insurance plans are not recognized by Mexican law, and you therefore must buy a Mexican auto insurance policyfor the duration of your trip, even if it is only for a few hours.Additionally, you can buy long term Mexican policy with significant discounts if you plan to make several border crossings, let one of our Sanborn's Mexico Insurance agents recommend the term that is best for you.

Third party liability is mandatory in Mexico, this coverage helps you compensate others when an accident is your fault. Mexico uses an at-fault system when determining who pays for car wrecks, which makes this coverage essential along with Legal Aid assistance coverage.

Additionally, however, you can buy other coverage that will help you cover the value of your new car in case it sustains damage during your trip. Critical benefits might include:

  • Physical damage and Theft coverage
  • Medical Expenses for occupants
  • CSL Liability - up to $500,000 US dollars
  • Gap Coverage
  • Legal Aid, Roadside and Travel assistance coverage
  • U.S. repair options

With the help of your Sanborn’s agent, you’ll have the opportunity to personalize the coverage you need while driving in Mexico.

Posted 5:55 PM

Tags: mexican auto insurance, auto insurance, auto insurance coverage, mexico insurance


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Driving to Mexico in a New Car (2)

Driving to Mexico in a New Car (2024)

FAQs

Can I take my brand new car to Mexico? ›

New cars can be imported (up to 1 car per person per year without registering as importer). You must use the services of a Customs Broker. This can be done in any border or port where your car arrives to Mexico.

Can you take a financed car to Mexico? ›

To drive into Mexico from the U.S., you're required to bring the appropriate identification, a couple permits (depending on how far into Mexico you're going), and your proof of Mexico auto insurance. If your car is financed, you'll also need a letter of permission from your lender.

What do they check when you drive across the border to Mexico? ›

In addition to a valid passport, you will need a free, short-term permit known as an FMM, acquired from the Mexican authorities at the Mexican port of entry or online. Mexican auto insurance: you should never drive in Mexico without Mexican auto insurance.

Can I take my new car to Mexico with temporary plates? ›

It is legal to travel in Mexico with current temporary U.S. tags. However, there are a few things to keep in mind. If you do not have either the appropriate tags or the appropriate registration on your car, you might not be able to obtain a temporary vehicle importation permit to drive past the border free zone.

Can I take my car to Mexico permanently? ›

If you are entering Mexico as a Permanent Resident, you may not bring a foreign plated car into Mexico on a TIP. Instead, you must nationalize the car. Nationalizing the vehicle gives you permission to keep it in the country indefinitely.

How long can I keep my US car in Mexico? ›

There is a very good chance that your beloved vehicle won't meet these meticulous standards. Mexico states that any vehicle in Mexico for more than 180 days must be legally imported and registered in the state of your residence. Mexico has full discretion over which vehicles it lets Americans and Canadians import.

Should you drive your own car to Mexico? ›

Can I drive across the border in my own car? Yes. However, if you are thinking about travelling in further than the border cities, you'll need to carry out certain transactions beforehand that we'll discuss later. Furthermore, you'll have to pay some fees and carry documentation with you.

Can I use my car insurance in Mexico? ›

Mexican law requires that any vehicle operating on federal roads carries third-party liability insurance to provide coverage for damage caused in an at-fault accident. As stated earlier in this page, your US insurance policy will not cover your vehicle while driving in Mexico.

Can I drive in Mexico with a US driver's license? ›

Valid driving licences from most countries are legal in Mexico, including UK, EU, Canadian and US licenses. However, you may be required to purchase an International Driving Permit if your license is not printed in English. This will allow you to drive in Mexico for two year after it is issued.

How much is the DNR fee for Mexico? ›

If you are visiting Mexico for more than 7 days, you are required to make the payment for the Non Resident Fee (DNR) that is currently $687 MXN as in 2023. Expedite your process making your payment online via wire transfer to any Mexican bank. You must show your voucher along with your documents.

How many miles into Mexico does my insurance cover? ›

It is better to think of this as covering only your vehicle losses in Mexico, but it cannot cover your financial responsibility to others (liability). Mileage restriction - Generally, U.S. auto policies have a mileage restriction into Mexico (usually between 25-100 miles).

What is prohibited to bring into Mexico? ›

Food, including spices, tinned products, canned goods, supplements and pet food. Beverages, including wine, beer and spirits. Toiletries, sanitary goods and cosmetics. Hunting trophies and taxidermy items.

What to expect when crossing the Mexico border by car? ›

U.S. citizens must present a valid U.S. passport book or card, and an entry permit issued by Instituto Nacional de Migración. Enter Mexico with valid proof of automobile registration, even if remaining in the border zone.

How much cash can you bring into Mexico? ›

If you enter or leave Mexico, you must declare any sum of money equaling US$10,000 or more that you bring in cash, checks, money orders, other cashable documents or a combination of them. Failing to declare carries a fine ranging from 20% to 40% of the exceeding amount.

Can you bring a new car from Mexico to the US? ›

Nonresidents may import a vehicle duty-free for personal use up to (1) one year if the vehicle is imported in conjunction with the owner's arrival. Vehicles imported under this provision that do not conform to U.S. safety and emission standards must be exported within one year and may not be sold in the U.S.

Is it safe to drive in Mexico with US plates? ›

The short answer to the titled question is yes, it is safe to drive in Mexico with US plates. No major issues will present themselves.

Can I travel with brand new clothes to Mexico? ›

Items you can bring without a permit or paying taxes, including: New or used goods for personal use, such as clothes, shoes, including any wedding party attire, and toiletries in a quantity appropriate for the length of your trip and that does not appear as if you may be intending to sell them.

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