All You Need to Know About Buying Travel Insurance in Singapore - Klook Travel Blog (2024)

Guide to Buying Travel Insurance in Singapore

Whether it’s a backpacking trip around sunny Southeast Asia, a road trip across California, or a slow and relaxed scenic sightseeing train ride in Europe, the world’s your oyster.But if there’s anything the past couple of years have taught us, the best way to travel is to make sure you’re protected every step of the way – and there’s really no better way to do that than to make sure you have the best travel insurance to accompany you on your journey.

What is travel insurance?

Like any other insurance plan, travel insurance is designed to protect you against losses that might happen while you’re travelling – whether it’s lost luggage, cancelled flights, missed airline connections, or even more serious issues like illnesses or injuries that could happen while you’re on holiday.

Whether it’s for peace of mind or to ensure you don’t end up with a hefty price tag if unwanted accidents occur, travel insurance has become an increasingly important (and sometimes required) travel essential for those looking to explore the world again.

Many people have limited knowledge about it though, with burning questions from where to buy travel insurance to how much it costs. If you're a clueless soul scrambling to find out more about travel insurance, fret not, you've landed on the right page! Find the answers to all your questions about travel insurance below.

Which countries require travel insurance?

Many countries have established mandatory travel insurance requirements to facilitate safe and hassle-free travel. If you're travelling to these countries, you'll need to purchase specific travel insurance that provides medical coverage including costs of COVID-19 treatment, hospitalization, and more.

As of the time of writing, *these countries have a mandatory travel insurance requirement in place (do note that if you don't have one, you will likely be denied entry or even disallowed from flying at the airport of departure!):

If the country I’m travelling to does not require travel insurance, should I still get it?

Here are some reasons why you should get yourself travel insurance before you fly:

Medical costs overseas can be really expensive

• Depending on the country you're travelling to, medical costs can come with a very hefty price tag and can cause a lot of stress.

• The small cost of getting a simple and affordable insurance plan definitely greatly outweighs the potentially high costs of a medical emergency overseas

Travel insurance covers more than just medical costs

• Besides medical-related coverage, most travel insurance plans also cover a wide variety of other travel-related risks: such as travel delay, trip cancellation, fraudulent use of credit card, baggage delay, and more.

• Recently - it is also important to have COVID-19 coverage

It's not expensive or complicated to get one

• Contrary to popular belief that insurance is expensive and lots of hassle to purchase, it's no longer the case now that you can easily book yours in just a few clicks on Klook.

  See Also

  What Is Travel Insurance and What Does It Cover?

What are the benefits of buying travel insurance?

Covid-19 cover

• This covers you when you contract COVID-19 during your trip

• What it includes: Medical and Emergency Evacuation & Repatriation Expenses, Journey Cancellation, Journey Curtailment and Quarantine benefits

Adventurous activities cover

• This covers you should you get into an accident while doing an adventurous sport

• What it includes: Coverage in non-competitive leisure adventurous activities

Other key benefits

• Loss or damage to your personal belongings including mobile phone and laptop

• Fraudulent use of stolen credit card

• Overseas medical assistance

• Flight delays

• Fast and efficient 24/7 emergency travel assistance

How much does travel insurance cost?

How much your travel insurance is going to cost really depends on where you’re travelling, the duration of your trip, and the different levels of coverage you might need!

How much your travel insurance is going to cost depends on where you're travelling to as well as the duration of your trip. We also have three different types of insurance plans on Klook (Lite, Essential, and Deluxe) with different levels of coverage.

For a plan that covers COVID-related costs and meets all mandatory insurance requirements, we'd recommend getting an Essential plan that can be purchased for as low as S$4/day!

Which travel insurance plan is best for me?

Why Buy Travel Insurance on Klook

Plus, you also get complimentary lounge access* whenever your flight gets delayed by more than two hours based on real-time data!

Zurich Singapore Unveils FlyEasy coverage with Klook: Immediate Lounge Access for Delayed Flights

Say goodbye to the stress of airport delays with FlyEasy by Zurich, an innovative new benefit exclusively for Zurich Travel Insurance policyholders. In partnership with Klook, the FlyEasy service provides Singapore Klook travellers with complimentary lounge access* whenever your flight gets delayed by more than two hours based on real-time data.

As a pilot program for Singapore residents, eligible policyholders can easily register their flight details at least 24 hours before departure on our dedicated platform. Upon confirmation of a flight delay, you will receive a notification email and SMS with your exclusive lounge access code. No lounge? No problem. You can still use the access code anytime within the next six months!

Here's how FlyEasy benefits you:

• Stress-free relief:Ditch the claim forms and paperwork. FlyEasy proactively takes care of you when your travel plans go awry.

Enhanced customer experience:Enjoy the comfort and convenience of a premium airport lounge while you wait for your flight.

• Innovative parametric solution:This pilot program paves the way for future parametric travel insurance options, like instant cash payouts, offering you even more flexibility.

• Sustainable and digital:Forget manual claims and paper receipts. FlyEasy automates the process, contributing to a greener future.

• Zurich Edge in action:Experience Zurich's commitment to digital-first, customer-centric solutions designed for a modern world.

Don't let travel delays disrupt your journey. FlyEasy by Zurich ensures you can relax, recharge, and enjoy your well-deserved vacation, even when the unexpected happens. Experience the future of travel insurance with Klook and FlyEasy!

Buying your travel insurance on Klook is as easy as 1, 2, 3!

Simple steps to book your travel insurance:

1. Download the Klook app & log in to your account

2. Click on the 'insurance' icon on the app homepage (or access the travel insurance page from this blog!)

3. Fill up your travel information (e.g: destination & travel date)

4. Select your choice of plan depending on how much coverage you require or your budget (we recommend the Superior plan for adequate COVID-19 coverage)

5. Make payment

You can also upgrade your activities to make sure you’re insured in case of:

• No-shows

• Last-minute cancellations by the merchants

• Any personal accidents with some of our activities

Here’s how you can do it:

For No-shows:

Step 1: Booking on the Klook App

Step 2: Claiming my Travel Insurance

For One-Day Personal Accident Insurance:

Step 1: Booking on the Klook App

Step 2: Claiming my Travel Insurance

When should I buy travel insurance?

You can book your travel insurance any time before the date of your trip, but we recommend buying it as soon as you begin your trip planning and have made your flight bookings.

The earlier you purchase your plan, the earlier you're protected against unforeseen circ*mstances, so don't wait till the last minute.

Now that you’re all set, check out these other travel essentials:

Happy and safe travels!